Decouple luck from wealth-and-money

Alot of people think making money is about luck, it's not. It's about becoming the kind of person that makes money. We want to factor luck out of it. - Naval Ravikant

Example of luck creation

~You become the best deep sea diver. And someone else (blind luck) finds a sunken treasure ship that nobody can get to. They reach out to you and split the profit. They had the 'blind/dumb' luck. But you created your own luck. As they share their blind luck with you. - Naval Ravikant

Can't rely on luck

We need to aim to create our luck. It's much more productive to focus on variables under our control than hoping for external factors like blind luck.